Website Terms

This website is owned and operated by Money Circles Financial Services Limited ACN 672 145 498 (we or us). By accessing this website and related services, you agree to these Website Terms. Our Privacy Policy (available at www.moneycircles.com) is incorporated into these Website Terms. By accessing this website, you agree to the Website Terms and Privacy Policy.

Privacy notice

We collect personal information about you if you ask us a query or lodge a request on the website for us to contact you. We use this personal information for the purposes of responding to your query and for the purposes set out in our Privacy Policy.

We will collect, handle and use your personal information in accordance with our Privacy Policy. Our Privacy Policy contains important information about the purposes for which we collect personal information, the entities to which we may disclose the information we collect, how you can access and seek correction of the personal information we hold about you or how you can make a complaint about our handling of your personal information.

Intellectual property

All rights, title and interest in this website and the materials displayed on the website (including all text, graphics, logos, audio, materials and software) (the “Content”) are owned by us or licensed from third-parties. We grant you a non-transferable and revocable licence to access this website and the Content, subject to these Website Terms. Other than as expressly set out in these Website Terms, we do not grant you with any right or title in this website or the Content.

Website content

While we take reasonable care in preparing and maintaining the Content, we do not make any warranties in relation to this website or the Content, including that they are accurate, reliable or complete. The Content is subject to change at any time without notice and may not be up to date, accurate, or complete at the time you view it.

The Content is general and does not take your specific circumstances into account. You must not rely on the Content. To the maximum extent permitted by law, we disclaim all liability for loss directly or indirectly arising from your use of, or reliance on, this website or the Content.

We do not guarantee that access to this website will be uninterrupted or error-free or free from viruses or that this website will be secure.

We reserve the right to restrict, suspend or terminate your access to this website or any Content, or any feature of this website at any time and we will not be liable for any loss arising directly or indirectly as a result.

You agree to not reproduce, retransmit, distribute, disseminate, sell, publish, broadcast or circulate the Content to any third-party without our prior written consent.

Cookies

While we do not use browsing information to identify you personally, we may record certain information about your use of the website, such as which pages you visit, the time and date of your visit and the internet protocol address assigned to your computer.

We may also use ‘cookies’ or other similar tracking technologies on our website that help us track your website usage and remember your preferences. Cookies are small files that store information on your computer or other electronic devices. They enable the entity that put the cookie on your device to recognise you across different websites, services, devices and/or browsing sessions. You can disable cookies through your internet browser, but out website may not work as intended if you do so.

Linked sites

This website may contain links to websites operated by third parties. Those links are provided for convenience and may not remain current or be maintained. Unless expressly stated otherwise, we do not endorse and are not responsible for the content on those linked websites and have no control over or rights in those linked websites.

Liability

To the maximum extent permitted by law, our liability to you in relation to any claim you may have against us in connection with this website or the Content is excluded. If our liability cannot be excluded by law, and to the extent we are entitled to do so by law, we limit our liability in respect of such claim to, at our option, the re-supply of the relevant services (which are subject of the claim) or payment of the cost of having those services supplied again.

Jurisdiction and governing law

Your use of the website and these Website Terms are governed by the laws of Victoria and you submit to the non-exclusive jurisdiction of the courts exercising jurisdiction in Victoria.